ACCIDENTAL DEATH PLAN

Last updated on October 1, 2002

The North Carolina Association of Rescue & E.M.S., Inc. is proud to make available an Accidental Death and Dismemberment Plan for all Rescue & E.M.S. workers.

24 Hour / All Risk / Accidental Death and Dismemberment Plan is a highly practical program that provides greater peace-of- mind to Rescue & E.M.S. workers. It gives all eligible persons the security they need and deserve.

$20,000 ACCIDENTAL DEATH AND DISMEMBERMENT PLAN

24 HOURS A DAY - ALL RISKS

Am I covered on and off duty?

Yes. Whether you are on or off duty, the full $20,000 would be paid if death occurred as a result of an accident.

What are the covered activities?

Any activities while on duty or personal time - 24 HOURS A DAY / ALL RISK!

What is the Accidental Death and Dismemberment plan?

When, as the result of an injury a member of the Plan suffers any one of the losses listed below, we will pay the applicable benefit. The loss must occur within 365 days of the date of accident which resulted in the injury. The Plan must be in effect for the member at the time of the accident. We will only pay one benefit for any loss. If more than one loss occurs due to the same accident, we will pay the larger amount for any one of the losses.

Coverages

Loss of	Benefit
both hands	$20,000.00
both feet	$20,000.00
sight of both eyes	$20,000.00
one hand and one foot	$20,000.00
one hand and sight of one eye	$20,000.00
one foot and sight of one eye	$20,000.00
one hand	$10,000.00
one foot	$10,000.00
sight of one eye	$10,000.00
finger or toe (each)	$2,000.00

The total amount payable to any one member for any accident shall not be more than the principal sum.

Who is eligible?

All Rescue & E.M.S. workers who are on an eligible department and members of the N.C. Association of Rescue & E.M.S., Inc.

Do I have to satisfy any medical requirements?

No. There are no health questions asked.

How much does it cost?

No cost to any member of the N.C. Association of Rescue & E.M.S., Inc.

What will not be covered?

Acts of war and suicide.

For more information

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